Life and Accident Insurance

Benefits to protect your family in the event of your death or disability.

BMC Software provides you with a firm foundation of income protection benefits. In addition, you can supplement your company-provided coverage to further protect your income should you die or become disabled. Life and Accidental Death and Dismemberment (AD&D) Insurance is provided by Aflac.

Optional Accidental Death & Dismemberment Insurance

Aflac's optional Accidental Death and Dismemberment (AD&D) insurance offers financial benefits in the event of accidental death or serious injury. Employees can purchase coverage for themselves, their spouse or domestic partner, and their children.

Employee coverage is available in $10,000 increments, up to a maximum of $500,000.
Spouse or domestic partner coverage is available in $5,000 increments, up to a maximum of $250,000.
Coverage for a child can be purchased up to $75,000.

The total coverage for a spouse, domestic partner, or child cannot exceed the employee's coverage amount.

Learn more about this benefit.

Aflac Value Added Services

Your Aflac coverage includes access to valuable support services designed to help you and your family through life's most challenging moments.

Support through loss with Empathy

Empathy is a complimentary service included with your Aflac Group Life Insurance coverage. Combining technology and human care, Empathy helps families navigate the emotional and practical challenges that can follow the loss of a loved one. With access to dedicated Care Managers and an award-winning app, you'll receive personalized guidance and support when you need it most. Empathy can help with:

Estate and probate guidance
Funeral planning support
Account and benefits notifications
Grief resources and emotional support
Personalized step-by-step guidance for families

Learn More About Empathy and Other Aflac Value Added Services.

Business Travel Accident Insurance

Offered through Chubb, Business Travel Accident (BTA) insurance is provided to all employees free of charge. BMC Software provides business travel accident insurance to you automatically – you do not need to enroll in this coverage.

BTA is a type of Accidental Death and Dismemberment (AD&D) insurance, so it pays a benefit if you die or become disabled as a result of a covered accident while traveling on business for BMC. The BTA insurance benefit is paid in addition to benefits paid from the Life and Optional AD&D insurance you may have.

The plan pays three times your salary up to a maximum of $1.5 million to your beneficiary in the event of your death while traveling on business. For family members who travel with you on an authorized trip or relocation, the plan provides $100,000 coverage for your spouse and $50,000 coverage for each child.

Learn more about this benefit.